Your Pay Later limit is the amount Stitch has approved for your account. Your available spend is the amount currently available for new Pay Later purchases.
Where to see it
Sign in at app.stitch.money, then open Borrow. On mobile, open the menu and select Borrow. Your account shows your credit limit and available spend.
Open Borrow to see your available spend. Example screen. Your account shows the amounts and options available to you.
What happens when I extend a plan?
Extend helps reduce your monthly repayments on an eligible existing Split balance. Your new agreement shows the balance being moved and your repayment schedule. Check Borrow for your current available spend and account status after activation.
Available spend for a new purchase depends on your account's current assessment. If a balance needs checking after you extend, contact Stitch Support with the order reference.
How is my limit set?
Stitch assesses your credit profile and affordability. Your limit may be reviewed as your repayment history builds. Support cannot manually increase your limit.
See How do I extend an existing Split plan? for the Extend application steps.
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