What is Stitch Pay Later?

Stitch Pay Later lets you split a purchase into monthly instalments at participating South African stores. Your payment amounts and dates are shown before you confirm.

Pay for a purchase with Split

Choose Stitch Pay Later at a participating store's checkout. Split divides your purchase into instalments with no interest or ordinary service fees when you pay on time. Choose from the repayment options available for your purchase and review the schedule before confirming.

Reduce your monthly repayments with Extend

If you have an eligible existing Split plan, Extend lets you spread its remaining balance over an additional 2 to 6 months. Your offer shows your new monthly repayment, interest, monthly service fee and total amount repayable before you accept.

To check for an offer, sign in at app.stitch.money, open Borrow, then select your plan under Orders. On mobile, open the menu and select Borrow. Choose Extend now if an offer is available.

See How do I extend an existing Split plan? for the application steps.

Manage your plans

Open Borrow to view your plans and payment details. Use the schedule for each active plan to see the amount due and when it will collect.

To find participating stores, open Borrow, go to the supported stores section and choose Shop all. You can also browse featured stores.