Pay Later fees and interest at a glance

Your Pay Later plan shows your payment amounts, dates and any fees before you confirm.

Split

Split has no interest or ordinary service fees when you pay on time. Check your schedule and terms for any charges that apply to missed payments.

Extend for an existing Split plan

Extend helps reduce your monthly repayments by spreading the remaining balance over a longer repayment period. Interest and a monthly service fee apply, with no initiation fee on this offer. Your quote shows the total amount repayable and any unpaid late fees included in the balance. Your plan instalment debit includes the monthly service fee.

Sign in at app.stitch.money, open Borrow, select your eligible plan under Orders, then choose Extend now to view your offer. On mobile, find Borrow in the menu.

For the full breakdown, see Will I pay any interest or fees?. You can also pay off your plan early.